Central Government Schemes
National entrepreneurship programmes and institutional support.
23 listed programmes
India funding directory · B2B Mergers
Government Funding Schemes, Startup Grants & MSME Loans in India
Government schemes. Startup grants. MSME loans. Private capital.
From a new business idea to a growing enterprise, B2B Mergers helps you discover potential financing programmes, understand their requirements, and prepare for the next steps in your funding journey.
Government support & loansSeed capital & grantsNo guaranteed approval
Official-source programme informationClear application statusPrivate enquiry handlingHyderabad · India-wide discovery
Funding pathways
Choose a starting point
Loans, guarantees, grants and equity are different. Review the support type before you apply.
State Government Schemes
Local incentives, subsidies and state ecosystem programmes.
7 listed programmes
Startup Seed Funding
Prototype, proof-of-concept and early-stage support.
9 listed programmes
Government Grants & Subsidies
Conditional awards, reimbursements and credit-linked subsidies.
10 listed programmes
MSME & Business Loans
Business credit, working capital and lender guarantees.
9 listed programmes
Women Entrepreneur Funding
Programmes for eligible women-led businesses.
2 listed programmes
Angel Investors
Private early-stage equity discovery and investor connections.
1 listed programmes
Venture Capital & Private Equity
Indirect fund support and private growth investment.
4 listed programmes
Innovation & Technology Grants
Research, incubation and technology commercialization.
12 listed programmes
Agriculture, Manufacturing & Energy
Sector-specific assistance and implementation programmes.
11 listed programmes
Official-source directory
Government funding schemes & startup support
Programme existence is not evidence of open applications. Source reviews were performed on 25 October 2026; current intake, budget and institution-specific conditions require confirmation.
31 programmes
Credit-linked subsidyInformation Only
PMEGP
KVIC / Ministry of MSME · India
Supports eligible new micro-enterprises through bank finance and conditional margin-money subsidy. Not an unrestricted cash grant.
Check current allocation, application availability and project conditions with KVIC and the lender.
Credit guaranteeInformation Only
CGTMSE
CGTMSE · India
Guarantee coverage protects participating lenders for eligible MSE credit. Borrowers approach the lender, not a direct grant application.
Lender participation and borrower-specific guarantee conditions apply.
LoanInformation Only
MUDRA / Pradhan Mantri Mudra Yojana
Department of Financial Services · India
Institutional finance for eligible micro-enterprise income-generating activities through participating lenders. Categories and previous borrowing conditions determine the applicable route.
Programme verified; individual loan availability and sanction depend on lender assessment.
Seed supportClosed
Startup India Seed Fund Scheme
DPIIT / eligible incubators · India
Incubator-routed support for proof of concept, prototypes, product trials, market entry and commercialization.
The announced startup application deadline was 31 May 2026. No subsequent open round was verified.
LoanClosed
Stand-Up India — original programme
Department of Financial Services · India
Original bank-finance programme for eligible women and SC/ST entrepreneurs establishing greenfield enterprises. Historical information, not a verified current offer.
Official page states original programme ran up to 31 March 2025. Renewal or successor intake is not verified.
Tax benefitInformation Only
80-IAC Startup Tax Benefit
DPIIT / Inter-Ministerial Board · India
Conditional startup income-tax deduction subject to statutory and certification requirements. Reduces eligible tax liability; not a loan or capital grant.
Eligibility, incorporation dates and certification must be checked against current statutory rules.
Sector assistanceVerification Pending
PM-KUSUM
MNRE / state agencies · India
Agricultural solar pump and decentralised renewable-energy support through component-specific state implementation.
Programme activity is verified; current state-level applications and contribution requirements must be confirmed.
Certification assistanceInformation Only
MSME Sustainable ZED Certification
Ministry of MSME · India
Quality and sustainability certification with related conditional incentives. Does not provide unrestricted startup capital.
Certification programme is verified; applicable incentive availability must be checked.
Business supportInformation Only
NSIC Business Support Schemes
National Small Industries Corporation · India
Procurement registration, raw-material assistance and other scheme-specific services. Each service has separate requirements, not a single funding award.
Confirm the specific NSIC service, charges and current eligibility.
Credit guaranteeInformation Only
Credit Guarantee Scheme for Startups (CGSS)
DPIIT / NCGTC / member institutions · India
Guarantee support for eligible startup lending through participating institutions. Not a direct startup grant or loan application.
Borrower eligibility, lender participation and guarantee framework apply.
Competitiveness supportInformation Only
MSME Champions
Ministry of MSME · India
MSME competitiveness support includes ZED, Lean and Innovative components with separate requirements and benefits.
Current intake and component-specific benefits must be checked; not a universal cash grant.
Unverified supportVerification Pending
SPARK Grant — identification pending
Administrator not established · India
The SPARK name appears in programme and cohort listings, but a distinct government grant and current terms could not be established.
Administrator, grant terms and application window remain unverified. No application offer.
Prototype supportVerification Pending
NIDHI PRAYAS / PRAYAS 2.0
DST / PRAYAS centres · India
Prototype-development support through DST-supported centres. Versions and centre calls differ; confirm current centre requirements.
Programme verified; open centre-level calls and available funds are unverified.
Incubator seed supportVerification Pending
NIDHI Seed Support Programme
DST / supported incubators · India
Seed support routed through supported incubators and TBIs; startup-level availability depends on the incubator and calls.
Current incubator calls and startup-level funding availability are unverified.
Working capital loanInformation Only
PM SVanidhi
MoHUA / participating lenders · India
Working-capital loans and related support for eligible street vendors. Scheme extension is documented, but borrower conditions and lending procedures apply.
Individual applications and sanction must be confirmed through the official lending channel.
GrantVerification Pending
Biotechnology Ignition Grant (BIG)
BIRAC / Department of Biotechnology · India
Published BIRAC calls support eligible biotechnology innovators toward proof of concept. Incubation and entity requirements apply.
No current BIG intake was confirmed; check official calls and current guidelines.
Loan / equity / exceptional grantInformation Only
Technology Development Board Funding
DST / TDB · India
Assistance for technology commercialization or wider domestic application. Published FAQ excludes sole proprietors and ordinary partnerships.
General process is documented; confirm entity, project and application requirements with TDB.
Accelerator supportVerification Pending
SAMRIDH Accelerator Support
MeitY Startup Hub · India
Selected accelerators provide technology-startup services and conditional matching funding. Not a universal direct startup grant.
No current accelerator cohort intake was confirmed.
Indirect equity supportInformation Only
SIDBI Fund of Funds for Startups
SIDBI / DPIIT · India
Government commitments go to eligible alternative investment funds, which invest in startups. Startups do not directly apply to FFS for funding.
AIF eligibility and each fund mandate apply; no direct startup application route.
Investor discoveryInformation Only
Startup India Investor Connect
DPIIT / Startup India · India
Startup-investor discovery and ecosystem connections. Not a grant, investor endorsement or promise of a response.
Participation conditions and current platform access must be checked.
Infrastructure finance supportVerification Pending
Agriculture Infrastructure Fund
Agriculture ministry · India
Financing support for qualifying post-harvest management and community farming infrastructure, subject to project and lender conditions.
Current application route and project eligibility require official confirmation.
Credit-linked subsidyVerification Pending
PMFME Food Processing Assistance
Ministry of Food Processing Industries · India
Conditional micro food-processing and group support. Original scheme-period material does not establish current intake.
Original 2020–25 material is insufficient to confirm extension or current applications.
Artisan support / creditInformation Only
PM Vishwakarma
Ministry of MSME · India
Recognition, skills, tools and credit support for eligible traditional artisans in specified trades. Not general startup capital.
Enrollment eligibility and credit availability depend on official verification and lenders.
Incubation / grant supportVerification Pending
RKVY / Agribusiness Incubation Support
Agriculture ministry / R-ABIs · India
Agriculture and allied-sector incubation and conditional awards through participating R-ABIs. Incubator residency and component rules apply.
Current incubator cohorts and funding calls are unverified.
State programme supportVerification Pending
Telangana T-Spark
Telangana Innovation Cell · Telangana
State grant initiative for early/seed-stage startup prototype, talent, research and development activities.
Current grant cycle and selection conditions are unverified.
State programme supportVerification Pending
Telangana TSIRI
Telangana Innovation Cell · Telangana
Rural-impact innovation assistance with prototype, pilot and seed support governed by cycles and milestone requirements.
Confirm the current support type, cycle and rural-impact requirements.
Incubation supportVerification Pending
T-Hub Programmes
Telangana startup ecosystem · Telangana
Incubation, innovation ecosystem programmes and connections. T-Hub is not a standing universal government cash grant.
Current programme-specific intake must be checked.
Entrepreneurship supportVerification Pending
WE Hub Women Entrepreneurship
Government of Telangana / WE Hub · Telangana
Women entrepreneurship ecosystem programmes, services and potential connections. Any funding depends on each programme.
Current intake, eligibility and funding components must be checked.
State incentivesVerification Pending
Telangana Startup Incentives
Telangana state agencies · Telangana
Conditional incentives and reimbursements require current policy eligibility, documentation, endorsement and independent sanction.
Policy pages alone do not establish current entitlement or open claims.
Industrial incentivesVerification Pending
Telangana MSME / Industrial Incentives
Telangana Industries Department · Telangana
State industrial incentive discovery. Confirm the applicable policy, sector, investment conditions and claims period with the nodal agency.
Current scheme version and claim availability are unverified.
Unverified supportVerification Pending
Telangana T-Fund — verification pending
Administrator requires confirmation · Telangana
A distinct current programme under this exact name could not be independently established. Confirm the intended scheme with the state nodal agency.
No verified current funding terms or application offer.
Compare funding options
Startup grants, MSME loans and equity funding: what is the difference?
Choose a funding pathway based on your business stage, use of funds and the obligations you can meet—not just the programme name.
Government grants and subsidies
Startup grants can support notified activities such as prototypes or innovation. Subsidies may reimburse eligible expenditure or link to a financed project. Neither is unrestricted free money: check current calls, eligible costs, documentation and milestone conditions on the official source.
MSME loans and credit guarantees
A business loan must be repaid under the lender’s terms. A credit guarantee supports eligible lending; it is not a direct grant or an approval for the borrower. Compare project requirements, cash-flow needs and repayment obligations before approaching a lender.
Angel investment and venture capital
Equity funding involves ownership and negotiated investor rights rather than ordinary loan repayments. Prepare your cap table, business plan and financial projections, and obtain independent legal and valuation advice before agreeing to an investment.
Company valuation before raising capital →State-specific opportunities
Explore state startup ecosystems
State policies and portals are discovery starting points—not evidence that a grant is open. Confirm current policy versions, nodal agencies and calls.
Institutional finance
Business loans & working capital finance in India
Lenders assess project viability, cash flow, repayment ability and documents. B2B Mergers is not a bank, lender or authorized lending agent.
- MSME business loans
- New business finance
- Working capital
- Cash credit & overdraft
- Term loans
- Machinery & equipment
- Manufacturing unit finance
- Business expansion
- Project finance
- Secured business loans
- Unsecured business loans
- Invoice discounting
- Supply chain finance
- Export finance
- Property-backed business finance
State Bank of India
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Punjab National Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Bank of Baroda
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Canara Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Union Bank of India
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Indian Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Bank of India
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
HDFC Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
ICICI Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Axis Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Kotak Mahindra Bank
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
SIDBI
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
NABARD
Official institution directory. Review business credit, term finance or institution-specific programmes; no product eligibility is implied.
Eligibility & documents
Registration, business plan, financial records, cash-flow projections and project documents may be requested through the institution’s secure process. Requirements, collateral, rates and repayment terms are institution-specific.
Private capital
Raise capital beyond traditional bank loans
Explore possible equity and private capital pathways for innovative startups, scalable businesses and companies seeking growth funding. Investor mandates and responses are independently determined.
- Pre-seed & seed
- Angel investment & networks
- Venture capital
- Series A, B & later rounds
- Private equity
- Strategic investment
- Family offices
- Revenue-based financing
- Venture debt
- Growth capital
- Joint venture investment
Blume Ventures
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteAccel
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websitePeak XV Partners
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteVenture Catalysts
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteIndian Angel Network
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteLetsVenture
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm website100X.VC
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm website3one4 Capital
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteKalaari Capital
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteElevation Capital
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteNexus Venture Partners
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteChiratae Ventures
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteA91 Partners
Informational discovery profile. Review the firm’s own stage, sector, portfolio and contact information. Current pitch intake and ticket sizes are not established here.
Official firm websiteNo partnership, lead-receiving agreement or funding commitment between these firms and B2B Mergers is implied.
Preliminary funding discovery
Find funding options that may match your business
Answer a few questions to identify potentially relevant programmes. Results are not government approval, confirmed eligibility or loan sanction.
- 1. Business profile
- 2. Funding needs
- 3. Eligibility details
Funding enquiry · No account required
Looking for funding?
Tell us about your business.
Share your business details and funding requirements. Our team can review your enquiry and discuss relevant funding pathways.
B2B Mergers is an independent business opportunity discovery and facilitation platform. We are not a government department, bank, lending institution, or government-authorized agent unless expressly stated for a particular service. Information about schemes and financing is provided for general guidance and is subject to change. Eligibility, approval, funding amounts, interest rates, subsidies, and sanctions are determined solely by the relevant government authority, lender, incubator, or investor. We do not guarantee funding approval or disbursement.
Email b2bmergers@gmail.com
Phone +91 9133349811
Funding readiness
Prepare before you approach a funding institution
- Business plan and project report
- Financial projections and use-of-funds milestones
- Business registration and required licences
- Founder profile and ownership summary
- Revenue history, where relevant
- Pitch deck for investment or incubation
- Repayment plan for debt or investment rationale for equity
- Current programme rules and document checklist
Funding FAQs
Clear answers before your next step
Can I get government funding for a new business idea?+
Some programmes support prototypes, innovative ideas or new micro-enterprises. Eligibility, incorporation, incubation, contribution and application-window conditions differ; an idea alone does not guarantee an award.
Which schemes provide grants instead of loans?+
BIG and eligible NIDHI or agribusiness calls may offer conditional grant support. PMEGP is a credit-linked subsidy, CGTMSE and CGSS are guarantees, and MUDRA is a loan—not a cash grant.
Can an unregistered startup apply?+
Some prototype programmes accept individual innovators through centres. Equity funding, tax benefits and most institutional startup programmes require an eligible registered entity. Check the specific call.
Is DPIIT recognition mandatory?+
It is relevant to programmes such as SISFS, CGSS and 80-IAC. It is not a universal requirement for every MSME loan or entrepreneur programme.
Can women entrepreneurs receive special assistance?+
Women-focused ecosystem programmes such as WE Hub and selected state incentives may be relevant. The original Stand-Up India period ended; do not assume a legacy programme is open.
Can a new business obtain a collateral-free loan?+
Certain loan and guarantee frameworks can support eligible borrowing without conventional collateral. Lenders still assess viability, repayment ability, documentation and applicable conditions.
What is the difference between grants, subsidies, loans and equity?+
Grants are conditional awards; subsidies offset eligible costs; loans must be repaid; equity exchanges ownership for capital. Guarantees protect eligible lenders, while tax incentives reduce eligible tax liability.
Can B2B Mergers help identify programmes?+
You can submit business details for guidance on potential pathways and preparation. We are independent of government authorities, banks and investors; any optional service terms are discussed separately.
Is funding approval guaranteed?+
No. Only the relevant authority, lender, incubator or investor determines eligibility, selection, sanction and disbursement.
How do I contact B2B Mergers?+
Submit a funding enquiry, email b2bmergers@gmail.com, or call/WhatsApp +91 9133349811.
How can I find Telangana startup funding?+
Filter the directory by Telangana and review official Telangana Innovation Cell, T-Hub and WE Hub information. Current grant cycles and claim eligibility must be independently confirmed.
Can an existing MSME get expansion finance?+
Bank term loans, working capital, machinery finance and eligible credit guarantees may be relevant. Existing-business eligibility and project viability depend on each institution.
Funding disclaimer
B2B Mergers is an independent business opportunity discovery and facilitation platform. We are not a government department, bank, lending institution, or government-authorized agent unless expressly stated for a particular service. Information about schemes and financing is provided for general guidance and is subject to change. Eligibility, approval, funding amounts, interest rates, subsidies, and sanctions are determined solely by the relevant government authority, lender, incubator, or investor. We do not guarantee funding approval or disbursement.